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"Too bad for ALM, you promised secrecy but didn’t deliver."Avid Life Media defiantly ignored the warnings and kept both sites online after the breach, promising customers that it had increased the security of its networks.

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The files appear to include account details and log-ins for some 32 million users of the social networking site, touted as the premier site for married individuals seeking partners for affairs.

Seven years worth of credit card and other payment transaction details are also part of the dump.

The data also includes descriptions of what members were seeking.

"I'm looking for someone who isn't happy at home or just bored and looking for some excitement," wrote one member who provided an address in Ottawa and the name and phone number of someone who works for the Customs and Immigration Union in Canada.

A good credit history — a record of your bill payments — often is necessary to get credit.

This can hurt many married, separated, divorced, and widowed women.

This data, which amounts to millions of payment transactions going back to 2008, includes names, street address, email address and amount paid, but not the full credit card numbers; instead it includes just four digits for each transaction, which may in fact be the last four digits of the credit card numbers or simply a transaction ID unique to each charge.

One analysis of email addresses found in the data dump also shows that some 15,000 are It's not clear, however, how many of these are legitimate addresses.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.

"I love it when I'm called and told I have 15 minutes to get to someplace where I'll be greeted at the door with a surprise—maybe lingerie, nakedness. I like lots of foreplay and stamina, fun, discretion, oral, even willingness to experiment—*smile*"Passwords released in the data dump appear to have been hashed using the bcrypt algorithm for PHP, but Robert Graham, CEO of Erratasec, says that despite this being one of the most secure ways to store passwords, "hackers are still likely to be able to 'crack' many of these hashes in order to discover the account holder's original password." If the accounts are still online, this means hackers will be able to grab any private correspondence associated with the accounts.

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