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Before you wonder why anyone should want to pay you for talking, you have to think about how the companies involved make their money.

If it’s a social networking site, they might need a hand in getting the community active so they get people visiting – they probably make money by putting ads on the site, and the advertisers want to see that many people visit and see their ads.

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Some of the girls who work through this site are making over $40,000 a year chatting with guys.

Only you know if you are easily offended, and therefore should stay away from adult chat services.

Lovin' God Scammers are mostly Catholic, or at least they say they are.

Eighty-two percent of banned Seeking Arrangement profiles say they're Catholic and religion was the most common trait among fraudulent accounts.

Seeking Arrangement caters to a very specific type of relationship, but the lessons here should apply to other dating sites and even to other aspects of digital life, Leroy Velasquez, a Seeking Arrangement spokesman, tells . It's a really crappy version of what a man or woman would get on a dating profile," he says.

"Because of the fact that we do cater to wealthy demographic, we do get an influx of scammers," he says. Seeking Arrangement got its latest stats from screening new profiles over 10 months.

There is no physical connection here, it’s all just to fill that emotional void.

And these guys actually pay good money for the service as well.

(This may be specific to Seeking Arrangement, where most of the wealthy "sugar daddy" users are straight men. "These men and women tug on your heartstrings," Velasquez says.

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